LIGHTHOUSE CREDIT TECHNOLOGIES

Market defining credit infrastructure

Move beyond rigid scoring — real‑time underwriting, autonomous risk execution, and policy‑bound intelligence.
+340% approval precision
4.1% avg. APR (prime)
24/7 autonomous servicing
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adaptive credit fabric

From $5k to $500k — terms 3‑84 months. Our underwriting engine processes 200+ signals in real time, from cash flow to industry trends.

  • live income & expense verification
  • dynamic rate adjustment (no compounding)
  • same‑day funding (global)
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fairness by design

Interest accrues daily on outstanding balance only. Early payoff reduces total cost — zero penalties. Built‑in rate improvement after 12 on‑time payments.

  • daily simple interest (no compounding)
  • transparent margin over SOFR
  • free credit education suite
1M

active borrowers

$1.2B

originated since 2020

99.92%

uptime · lending API

connect with our service team

underwriting · support · member portal

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